My understanding of current law: If you think you are healthy and want to take a risk, you can avoid several thousand dollars in insurance premiums and pay a yearly fine of $750. If you are wrong and contract some dreadful disease, you can then sign up for "insurance" and the "pre-existing condition" will be covered. Add a medical rider to your car insurance to cover the initial medical expenses of a car wreck and you are good.
I'm sure no one will do that.
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